ક્રેડિટ કાર્ડનું બિલ નહીં ભરો તો બેંક શું લેશે એક્શન? જાણી લો ફાયદાની વાત... 

ભારતમાં દિવસે દિવસે ક્રેડિટ કાર્ડનો ઉપયોગ દિવસે દિવસે વધી જ રહ્યો છે અને હજી આ સંખ્યામાં ઉતરોત્તર વધારો થઈ રહ્યો છે

[{"selector":"#anim-0435a52b-6244-423b-9cd4-8941f85d9db8","keyframes":{"opacity":[0,1]},"delay":250,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fb9f593d-a1bc-4430-b55c-c5531d922c56","keyframes":{"transform":["translate3d(-144.26229%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":250,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3467bcc1-c6e7-41c7-bcf3-eb2e6079ea06","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-460035cf-9506-43d2-b4a3-c5a5c2de1b6a","keyframes":{"transform":["translate3d(0px, 127.16954%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

ક્રેડિટ કાર્ડના અનેક ફાયદાઓ છે, પરંતુ જો આ બિલની ચૂકવણી સમયસર કરવી જોઈએ

[{"selector":"#anim-b2505110-5c71-4444-862c-6d90f8531525","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d3631440-2c41-4db6-96bf-e6723f54a345","keyframes":{"transform":["translate3d(0px, 194.44442%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d55970ab-c679-4fb9-acd6-57b09fbece9f","keyframes":{"opacity":[0,1]},"delay":250,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-56f64894-d61e-4abd-8ad5-a88093b761d3","keyframes":{"transform":["translate3d(-140.98359%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":250,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

પરંતુ શું તમને ખબર છે કે જો તમે આ કાર્ડનું બિલ સમયસર ના ભરો તો બેંક તમારી સામે કેવા અને શું પગલાં લઈ શકે છે?

[{"selector":"#anim-59d1942e-80b8-4a14-b9a4-30c9750e0047","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3f261352-a494-44bb-973d-c42cec53472c","keyframes":{"transform":["translate3d(0px, 186.75210%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-42be1219-e793-47d1-88d1-ca71f936c7d3","keyframes":{"opacity":[0,1]},"delay":250,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-34f257fc-bb2b-491b-8707-d1f3f105d034","keyframes":{"transform":["translate3d(-147.54093%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":250,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

આજે અમે અહીં તમને આ વિશે જ મહત્ત્વની માહિતી આપવા જઈ રહ્યા છે

[{"selector":"#anim-d0b6a910-3e12-4a85-a0e6-91d001f9341e","keyframes":{"opacity":[0,1]},"delay":250,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1f36151d-c955-42ed-8b62-53ff1a82304d","keyframes":{"transform":["translate3d(-149.18029%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":250,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3eb6a8fb-c050-4278-aa1d-f16810575246","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b66abba9-3690-42c8-8cce-0b167b89526b","keyframes":{"transform":["translate3d(0px, 298.87273%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

જો તમે ક્રેડિટ કાર્ડનું બિલ સમયસર ના ચૂકવો તો બેંક પહેલાં તો તમારી પાસેથી બેંક પહેલાં તો ભારે વ્યાજ વસૂલ કરશે

[{"selector":"#anim-b451d33a-61b2-4039-b278-8bf7fb8303e6","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-89c0960b-83e3-421c-b22b-9866e2b9b2f9","keyframes":{"transform":["translate3d(0px, 188.67521%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b6afcc33-23c0-4e81-88d1-f4ea6a6b29df","keyframes":{"opacity":[0,1]},"delay":250,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7e1c99ef-857b-4294-963c-c93a9e1a88fe","keyframes":{"transform":["translate3d(-147.54093%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":250,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

જો તમે લાંબા સમય સુધી આ વ્યાજ સહિતના બિલની રકમ ના ચૂકવો તો તમારો ક્રેડિક સ્કોર ખરાબ થશે અને ઘટવા લાગશે

[{"selector":"#anim-daaf6aea-1824-4f56-84c9-a19a1c52ec31","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-02cde230-4c2b-49c8-a351-8fe7a2e80965","keyframes":{"transform":["translate3d(0px, 148.33744%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-bd458030-e590-4f39-b1e3-d7099c421e00","keyframes":{"opacity":[0,1]},"delay":250,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9d749078-60db-4d20-9488-eac2b0aa1a9d","keyframes":{"transform":["translate3d(-178.68853%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":250,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

ક્રેડિટ કાર્ડ બિલની વસુલી કરવા માટે તમારા કાર્ડ બ્લોક કર્યા પછી બેંક તમને બ્લેકલિસ્ટ કરી પણ જાહેર કરી શકે છે

[{"selector":"#anim-fb9bb2bf-80dd-4cba-be0f-8b2d4d49e911","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-52f25f59-3fd8-4fca-8504-c5f71e674057","keyframes":{"transform":["translate3d(0px, 204.05984%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9d8b8dc9-bd8b-4298-a72d-dfc3e91d1a3e","keyframes":{"opacity":[0,1]},"delay":250,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3a6e9b94-5fd6-49f7-bc3d-6e104a4235b0","keyframes":{"transform":["translate3d(-155.73771%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":250,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

આ સિવાય બેંક તમારી સામે કાયદાકીય કાર્યવાહી પણ કરી શકે છે

[{"selector":"#anim-67c6e9cb-0f27-4fc7-ba4b-6d47ea9479c2","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-348602a8-dffa-41ad-bd21-0627c0cd6205","keyframes":{"transform":["translate3d(0px, 306.11909%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d1005a9d-e3ac-4515-a0bc-dae69ae5a13d","keyframes":{"opacity":[0,1]},"delay":250,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2c5a501f-fbc3-4b4a-8d81-9bf3559f2ec8","keyframes":{"transform":["translate3d(-178.68853%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":250,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

બેંક પૈસાની વસૂલી માટે રિકવરી એજન્ટ પણ મોકલાવી શકે છે, જેના આસ-પડોશમાં તમારી બદનામી અને અપમાન પણ થશે

[{"selector":"#anim-a68551e8-3c6d-4485-89f9-eb969f6675d9","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5bd32a1c-0a9a-49bc-825f-f27c0029a692","keyframes":{"transform":["translate3d(0px, 159.28633%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-949c3de1-da4b-40cf-80e9-fd88fabec2e4","keyframes":{"opacity":[0,1]},"delay":250,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b9c19762-252d-4d6b-ba18-3c610c203452","keyframes":{"transform":["translate3d(-178.68853%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":250,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]

લાસ્ટ બટ નોટ ધ લીસ્ટ કે જો તમે આ તમામ કાર્યવાહી બાદ પણ પૈસા નથી ચૂકવતા તો બેંક તમારી એસેટ્સનો કબજો લઈ શકે છે

[{"selector":"#anim-862df11d-6720-4de3-b4b9-b4c660b99161","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-81f0f42b-93f5-4502-b47b-9d0a1b19fe52","keyframes":{"transform":["translate3d(0px, 150.52719%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3bf2ea55-3cca-41d3-ae31-0d5dc573b124","keyframes":{"opacity":[0,1]},"delay":250,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-bdb1fcb3-cf97-40e8-b3b5-3c7b4224b391","keyframes":{"transform":["translate3d(-178.68853%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":250,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}]